Most of the credit cards offer a lot of rewards and the most selling points of all credit cards are to offer rewards and sell the card in some way or the other to the customers. The sales person responsible for credit card dales are first offered training in the Master Card program for customers and in turn these sales people enter in to direct marketing with the clients and canvas them to buy the master card and join the Master Card Reward program. It has now become very common that a sales person will call from a credit card company and attempt to sell the credit card by informing about the Master Card Reward program and on continuous talking with these people they get the personal; information and send the credit card to the home. Well, this was the scenario before the economic recession and now the credit cards have become very hard to get and the banks are now focusing on recovering the funds from the Master Card Reward and credit card customers. The credit cards have been distributed to almost all house holds in the United States and now the banks are planning in getting back the funds that were spent using the credit card. In some of the developing nations even hunch men are hired to recover the money from the Card Reward customers. The major rewards that are given to the credit card customers include discounts on shopping. There are also discounts on travel and tour bookings on select retail outlets using the Master Card Reward program. The Master Card Reward program gives points or miles for every dollar spent and these points can be redeemed for gifts and various other options. In some cases, as an inaugural offer, Master Card Reward is given to fly free to particular destinations, book some free hotel rooms, and get discounts on car rentals. I got the HSBC Master Card Reward offer to fly to a tourist destination. I was allowed to take a friend along with me and we enjoyed the tour in the beach and spent nearly 4 days in the spot and it was the card reward that made the tour possible and we arranged the trip quickly and made arrangements accordingly to plan the tour and took all necessary material required for the tour and planned our vacation and spent in a good manner.